Matthew Dettman, ChFC, CLU


Professional Experience


WV Financial Advisor, LLC

Clarksburg, WV | 01/2025 - Present

Financial Advisor

  • Launched a startup that provides financial planning services.
  • Conducted quantitative investment research and analysis.


Second Difference Solutions, LLC

Clarksburg, WV | 01/2022 - Present

Data Scientist

  • Founded a data consulting business to help small businesses achieve goals.
  • Designed and implemented data-driven solutions using R, Quarto, and Shiny.
  • Created dashboards and automated reporting systems to streamline business processes.


Osaic Wealth, Inc

Phoenix, AZ | 04/2015 – 12/2021

Sr. Data Integrity Analyst

  • Audited supervisory systems and account records to ensure regulatory compliance.
  • Developed custom tools to automate reconciliation processes.
  • Collaborated with cross-functional teams to optimize data integrity workflows.

Regional Supervision Director

  • Supervised activities of financial advisors to ensure accurate books and records.
  • Conducted principal review of investment transactions and client account records.

Branch Office Examiner

  • Performed on-site reviews of financial advisor branch offices to ensure adherence to firm policy and FINRA/SEC rules.
  • Delivered actionable insights to improve branch efficiency and promote compliant practices.


Edward Jones

Tempe, AZ | 07/2011 - 04/2015

Sr. Investment Service Specialist

  • Provided financial advice to clients and mentored financial advisor trainees.
  • Assisted in portfolio rebalancing and processing investment transactions.
  • Conducted research on securities and mutual funds to address client inquiries.

Insurance Service Specialist II

  • Collaborated with financial advisors regarding life insurance and annuities.
  • Served as a liaison between financial advisors and insurance carriers.
  • Streamlined documentation workflows to enhance processing efficiency.


Education


West Virginia University

Morgantown, WV

Master of Science in Business Data Analytics


Glenville State University

Glenville, WV

Bachelor of Science in Business Administration


Technical Skills


Computer Programming

Data Engineering & Infrastructure

  • ETL & Data Pipelines: Designing efficient, scalable ETL workflows for structured & unstructured data.
  • Database Management: Working with DuckDB, SQLite, PostgreSQL, and cloud storage solutions.
  • Data Formats & Processing: Handling Parquet, CSV, JSON, and API-based data ingestion.
  • API Development & Integration: Automating data retrieval, transformation, and aggregation.
  • Cloud & DevOps: Experience with AWS EC2, S3, Docker, GitHub Actions, and CI/CD pipeline management.

Generative AI & Applied Machine Learning

  • LLM Integration: Leveraging OpenAI, LangChain, and vector databases for AI-driven insights.
  • AI-Enhanced Automation: Implementing AI agents for financial data extraction & analysis.
  • Natural Language Processing: Automating text classification, entity recognition, and document processing.
  • Predictive Analytics & Forecasting: Time-series modeling (Modeltime, prophet, ARIMA), anomaly detection, churn modeling, and pricing algorithms.
  • AI for Business Intelligence: Using LLMs and traditional ML models to generate automated reports & insights.

Data Visualization & Business Intelligence

  • Interactive Dashboards & Reporting: Quarto, Shiny, Power BI, Tableau, Plotly.
  • Custom Data Visualizations: ggplot2, Plotly, summary tables.
  • Financial & Business Analytics: Combining data science & business strategy for decision-making.

Coursework

BSU

DataCamp)

Professional Certificates


The American College of Financial Services

King of Prussia, PA

Chartered Financial Consultant (ChFC)

Comprehensive education of financial planning, including insurance, taxation, retirement, and estate planning. Also includes behavioral finance, non-traditional family structures, and small business planning.

Chartered Life Underwriter (CLU)

Demonstrates expertise in life insurance, estate planning, and business planning.


Professional Licenses


FINRA Licenses

Insurance Licenses

  • West Virginia Insurance Producer License – Life, Health, and Variable Lines




Info